Prepaid funeral plans
Put your mind at ease, and your family's too.
A plan is an easy way to arrange the funeral you want in advance, specifying your wishes and paying for the funeral director's services included in it.
In partnership with Golden Charter
A plan to suit your needs, arranged by your own funeral director.
At B Jenkins and Sons we work in partnership with Golden Charter to provide you with a simple way to plan ahead. As one of the UK's largest funeral plan providers, Golden Charter has helped over 1 million people to plan ahead, so we are completely confident in offering their plans to you.
Everyone has different needs when it comes to funeral planning, so we make sure the plans we offer are as flexible as possible. Rest assured a plan from Golden Charter is available to all UK residents regardless of age or state of health.
As an independently owned funeral director, we will take the time to understand your wishes and tailor a plan to suit you. We can discuss these at our premises or in your home, at a time that is convenient for you, or over the telephone or by email if you would prefer. Tell us about the type of funeral you would like, hymns, music or any other personal touches, and we will make sure your plan takes these into account.
A plan from Golden Charter also includes an allowance towards third party costs. These are essential, non funeral director services such as the cremation or burial fees, plus the minister or officiant's fee to perform the service.
What is covered
Our funeral director's services will be covered in your funeral plan, which means our fees will be fixed at today's prices and protected against rising costs. These services typically include:
- Professional services and making arrangements for the funeral
- Transportation of the deceased from the place of death to our premises, chapel of rest or other suitable location
- Care of the deceased and preparations for family viewing if requested
- Advice on the certification and registration of death and related documentation
- Provision of funeral vehicles
- Advice on bereavement counselling
- Coffin or casket requested
Third party costs
What sits outside our control
Although a prepaid funeral plan can cover all of the services on this page, there are some additional third party costs to consider. These are the costs for essential, non funeral director services required to carry out a cremation or burial, which need to be paid at the time of the funeral. Depending on the plan type chosen, a Golden Charter funeral plan can include a contribution towards some of them.
They may include
- Crematorium fee
- Minister or officiant's fee
- Cemetery fee: the opening of a new or existing grave for burial or interment of cremated remains
Other costs that may arise
- Purchase of grave or lair
- Hire of church or other venue
- Fees for organist or soloist
- Memorial, such as a headstone, entry in a book of remembrance, or the planting of a tree
- Catering, floral tributes and newspaper announcements
There will only be more to pay at the time of the funeral if the third party costs exceed the allowance when you buy your plan, or if the costs increase by more than the growth of your plan. Even if prices rise in the future, you will have the reassurance of knowing there will be nothing more to pay for our funeral director's services included in the plan once your plan is fully paid for, guaranteed.
Payment options
With a Golden Charter funeral plan you can spread the cost or make a one off payment, whichever is right for you. We will provide the information you need to make an informed decision.
The retail price of your plan is representative of the equivalent cost of a funeral today plus an arrangement fee of £350, which is retained by Golden Charter to help cover the costs of setting up your plan.
How your money is held
Your payments are held within the Golden Charter Trust. With almost £1.21 billion under management, the Trust is operated by a Board of Trustees, completely independent of Golden Charter.
Their role is to hold your payments and ensure that the funeral director services in your plan can be paid for at the time they are required, however far into the future that may be.
Looking after you
You will receive personalised plan documents, including a summary of your plan, our details, your plan holder certificate and a personal membership card for your purse or wallet. You may add a nominated representative if you wish.
Golden Charter will send you a statement every three years. As your funeral director, we hold full details of your plan, and when the time comes one phone call is all it takes to activate your plan.
Important information
Jenkins LTD trading as B Jenkins and Sons is an appointed representative of Golden Charter Limited trading as Golden Charter Funeral Plans which is authorised and regulated by the Financial Conduct Authority (FRN:965279).
- 1 Based on a Golden Charter analysis and independent research of the funeral plan market size as at December 2024.
- 2 Correct at July 2025.
- 3 Confirmed by Golden Charter Trust's audited accounts at 31 March 2025.
Ready to take the next step?
As well as the comfort of having a plan in place, you will have the peace of mind that comes with helping to save your family from worry and expense in the future.
Call 0151 733 7201